Top 10 Ways To Make Money Online in Nigeria 2022

Looking at the current economic situation in Nigeria, it is crucial to have at least one or multiple sources of income, which is why I am going to be sharing the top 10 hidden secrets on how to make money online in Nigeria while working from home.

Wouldn’t it be great to learn how to make at least N100,000 every month while working from the comfort of your home?

Who wouldn’t want that?

Now, what if I tell you that it’s possible to earn more than N100,000 online per month while working on your smartphone +Android or iPhone) or a personal computer (E.g Laptop, iPad).

Although this might sound impossible to a lot of people as a lot of Nigerians tend to doubt anything related to earning money via the internet.

It’s no news that there are a lot of internet scams flying around but I am going to be sharing 10 legitimate ways to make money online as a Nigerian.

As a youth, you will no longer have to rely on your parents, friends, and relatives for financial support…

As a working-class, you will no longer have to depend on your salaries every month as you can have multiple sources of income.

What if I tell you that you can “FIRE YOUR BOSS?” As funny as it may sound, who needs an 8-4 job with an annoying Boss when you can be earning nothing less than N100k per month while working remotely.

Some people believe that they have to be some sort of a web developer, a programmer, or own physical products in other to make money online.

The beautiful part of all of this is you can do achieve making money online even if you are going to be doing less than 2-3 hours of work per day in Nigeria.

I am going to be sharing with you how to make money in Nigeria without any investment, and there’s virtually no need for any skills or academic qualifications.

These methods that I am going to share with you need no investment of any sort.

There are diverse mediums to make money online as a Nigerian, it’s up to you to decide what niche you will like to milk

Luckily for you, I will be lighting the torch on the easiest way to make money online as a Nigerian below.

How to Easily Make Money Online in Nigeria

Before we forge ahead, you ought to know that for every action, there’s certainly going to be an opposite reaction. In the sense that you will have to dedicate a certain amount of your time, let’s say at least 2-3 hours of your time.

You can choose to work anytime you want and you can make money in Nigeria even while you sleep.

Make Money Online with C.P.A Marketing

Make money online in Nigeria with CPA marketing
C.P.A Marketing

CPA marketing simply means cost-per-action marketing and it’s one of the easiest ways to make money online.

If this is your first time of hearing about CPA marketing, here’s simply how it works; some companies or brand tends to pay CPA websites to help them build their online presence or possibly get a lead or a potential customer in the nearest future.

Breaking it down, let’s take for example Flashpay a newly developed app that allows users to buy or sell data for a very cheap price wants to build their popularity base or get more customers, they can pay CPA websites to help them promote their sites.

Flashpay will specify the type of action that will be carried out.

The CPA website will then in turn outsource the job to verified publisher’s within its domain. Example of CPA website in Nigeria is CPAGRIP, Adwork media, etc.

Now here’s the interesting part, the advertisers make money from CPA markets by sharing links from the CPA website where an action will be taken.

The action might include imputing an email address on the website, installing an app, visiting a website, inputting private information like a name, street address, etc.

Advertisers in turn get paid for every click and every action taken on the site. You can get traffic on

Make Money Online with Blogging

Blogging is one of the most common ways to make money online, you can pick any niche ranging from entertainment, music, sports, news, game, etc.

You get paid by Google AdSense when you have a certain number of people viewing your blog every day or sometimes.

Blogging has to do with creating articles on interesting topics.

To get started with blogging, you can build your blog using Blogspot or Wix for free and blog about things you love. We can’t talk about blogging without referring to the first female blogger in Nigeria Linda Ikeji the beautiful, successful blogger in Nigeria.

The sweet thing about blogging is that you can blog about anything, you can even blog about things happening around you and you have a chance of having multiple streams of income from companies, brand’s or websites that will pay you for advertisements.

A good friend of mine Joseph recently got an invitation to a tech event happening in Lagos, will you believe that the tech company paid for his all-expense trip to Lagos via flight just to attend the event. That’s one of the advantages of blogging.

You don’t necessarily need money to start blogging, but you might decide to buy a domain name on Briip and hosting to make your blog look more professional. Some domain names cost less than $10.

NB: If you are a writer, you can also register on Opera news hub and get paid for every views likes, and comments on your post. Opera mini is virtually used by everyone around the world and they pay their creators a good amount of money to write content’s on their site. All you need to do is to download the opera news hub app to get started.


Make money online in Nigeria freelancing

If you enjoy working from home, you can register on freelance websites like Fiverr, Upwork, Truelancer, and you get to offer services.

If you are a writer, brand developer, website developer, etc then this is for you. However, if you also have a good voice, you can apply as a voice-over artist.

What freelance sites do is to connect people with skills with people looking for a particular service.

For example, Mr. Elvis is looking for someone who will help him develop a website or assist him with a virtual service. You as an individual can apply for such a project and get awarded.

You can also get paid for referring members to diverse freelance websites.

The interesting part is that you get clients from various parts of the world and you get paid directly to your PayPal or Payoneer account.

Interestingly, if you have no service to render, you can still earn online as a freelancer without doing any work at all.

Here’s how to make money as a freelancer in Nigeria without doing anything…

As freelancing has been explained above, that it’s a way of getting paid to perform certain takes for people, tasks may include writing, designing a logo, banner, website, etc.

Drop service implies that you can get someone to do the jobs for you while you get paid.

For example, I got a logo project of $25 and $25 is equivalent to N25,000 Nigeria money, I can pay a graphic designer the sum of N2,000 or N2,500 to perform this task for me while I get nothing less than N22,000 as profit.

With drop service, your profits are unlimited since you are getting the bigger share and you won’t be doing any work.

If you have no skills to offer at all, then this is for you.

Make Money Online with YouTube (Vlogging)

Make money online in Nigeria with YouTube

Do you know you can make passive income just by uploading videos on YouTube?

YouTube is a popular online platform that allows users to upload any type of videos you upload. With zillions of videos on YouTube, video creators get paid by Google Adsense for every click and view on their videos.
You don’t necessarily need to show your face in the videos you upload.

Now you might be wondering what type of videos can you upload, you can upload funny skits, videos about animals, things happening around you, give your view or opinion about politics.

Also, people tend to look for videos on how to do things, ranging from how to fix a light bulb to how to sew clothes, etc.

In addition, you can use your channel to do product reviews, it won’t be long before you start getting paid by companies to make a review about their product.

You can use YouTube to connect to millions of viewers around the world.

Affiliate Marketing

Make money online in Nigeria with affiliate marketing

This is one of the most easiest and profitable ways to make money online.

Affiliate marketing is all about promoting a product online and for every sale on that product you get a certain amount of commission.

Now you don’t need to own any physical product as everything will be done virtually from the internet.
Mr. Alex signed up as an affiliate on Jumia, now for everybody who buys a product through his link, Mr. Alex will get a certain amount of commission.

The commission you earn on any product sold can range from N1,000 to 1 million Naira or more.

Sounds incredible! But it’s real.

You don’t need to own a store or have any physical product in hand to be able to milk the affiliate market.

Now, let me show you some platform that will give you money 🤑 for referring users to their platform.

Make Money with Alat by Wema

Alat is a mobile banking app owned and managed by Wema. This app allows its users to earn money just for saving money.

This might get you a bit frustrated as we know that banks tend to pay peanuts to their customers.

However, Wema bank a well-established bank in Nigeria is trying to gain more customers from all parts of Nigeria so they introduced Alat which pays customers a mouth-watering interest of 8.75% interest on money saved.

The ALAT by Wema has been existing since the year 2017 but the app recently came into the limelight.

ALAT is one hundred percent real and since the bank is a well-established bank under the regulation of the Central Bank of Nigeria, so you can’t expect them to run away with your money like MMM, NNU, and the likes of them.

How does the ALAT referral program work?

Here’ how it works, after you must have signed up on the app, you will be asked to input your Bank verification number (BVN), your passport photograph, your signature while signing up.

Now note that for every person you refer to download and install the ALAT Mobil app, you also get paid. That is for every person who registers with ALAT by Wema and funds his or her account with the minimum sum of N500, you will in turn get N500 as commission.

You stand a chance to win nothing less than N30,000 in a month just from referring friends and families.

What are you waiting for? Click here to get started.
Don’t forget to input the referral code LTI498.

Make Money With VULTe by Polaris Bank

Polaris Bank (Formerly known as Skye Bank) recently announced the release of its mobile banking app earlier this year.

Now VULTE by Polaris allows its users to save money, deposit, buy or send airtime, view account statements, etc.

How then do you earn with VULTE?

VULTE by Polaris has been running a refer and win program where you get paid for everyone you refer, and successfully sign up using your unique invite link.

The interesting thing about VULTE is that they credit both the person who referred another person and the person who got referred.

That is Mr. Patrick invites me to join VULTE, as soon as I register and sign up I will get N200 to sign up bonus instantly while Mr. Patrick earns N300 instantly.

Now imagine 300 multiply by 50 persons which are equivalent to N15,000. You can invite friends, families, and neighbors.

The refer and earn offer is opened to both new and existing customers.
What are you waiting for? Click here to get started, and on iOS, click here to get started, and use the referral code 4YMHNTN2 to join the VULTe tribe and enjoy amazing benefits.

Make money with UMBA

If this is your first time hearing about UMBA, UMBA is an online platform designed to allow users to create bank accounts, while cutting costs on excessive bank charges. This app gives you access to the free transfer of fund’s i.e you get to save money that will be deducted as bank charges on this app.

UMBA also gives room to apply for personal loans which can be disbursed instantly as long as you pass their terms and conditions.

In addition, you earn cashback on every transaction carried out by you, that is instead of getting bank deductions for your transfers, airtime purchases, and the likes of them, you instead get paid for carrying out transactions.

Sounds unreal! But it’s true.

Here’s how you can benefit from their refer and earn promo.

Yes, they are also paying individuals like you and me to register on their app.

Let’s assume Miss Anna clicks on your link and successfully register’s on UMBA, you and Miss Anna will get credited with the sum of N250 which can be used for anything you want.

Click here to register with UMBA and enjoy these amazing offers.

Once registered, simply input your names, National Identification Number (NIN), and a selfie to pass the human verification process. Once done, click on the reward section and create a unique referral tag for yourself.

You can share your referral links to anyone you wish.

Make money With JumiaPay

JumiaPay is a branch of Jumia and as we all know that Jumia is popularly known for buying and selling all types of legal products in Nigeria.

JumiaPay is a mobile app designed to address the needs of every Nigerian.

JumiaPay offers a diversity of actions ranging from airtime recharges, utility bills payment, transfers of fund’s or even get access to personal loans.

In addition, this app can also be used to book hotels or flights, order foods, drinks, and groceries all from the convenience of your home.

JumiaPay also allows you to earn cash back rewards on every transaction carried out. That is you virtually earn while you spend and you earn a reward for every user you refer.

How to benefit from JumiaPay refer and earn promo?

Simply click on the invite a friend icon and you can choose to share your invitation link on Facebook, Whatsapp, Twitter, email, etc.
Your friend or whoever gets to enjoy free 20% cashback on their first transaction when they use Welcome20 as their voucher code.

That is if you are to register right now, and you fund your account with nothing less than N1,000, and let’s say you send out N1,000 to anyone you wish, you will instantly get N200 cashback.

Interesting right!

Now click here to get started.

Make money with Dataway

You have probably seen a lot of advertisements on how to get cheap data in Nigeria.

Everyone needs data to stay connected on the internet so they don’t miss vital information, their favorite comic videos, and pictures.
In addition, the rise of diverse Whatsapp TV’s has increased the need for data consumption.

Now, what if I tell you that you can learn how to get cheap data yourself and still get paid for referrals?

Sounds Awesome!

Dataway is a platform that allows its users to buy or sell airtime, data, pay utility bills, cable Tv like DStv, Gotv, etc. You also get rewarded for referring users to join this amazing platform.

Here’s how it works, you register with the sum of N2,000 after which you will get to buy 2GB of data for N2,000 in the first month

Then fast forward to the 2nd month you will get to buy 4GB worth of data for N2,000. In addition to that, you are going to also get to buy 6GB of data for N3,000 after the first two months.
You get to save money with Dataway.

Furthermore, for every person you refer to join Dataway, you get a whopping 50% commission. That is for every person who registers using your link and successfully deposits N2,000 you instantly get N1,000 to buy or sell data or airtime.

Click here to get started now.


In conclusion, these are ten proven ways to make money in Nigeria in the year 2021

It’s important to take action and take this seriously.

These methods of making money online work but won’t work if you don’t do any work

I hope you enjoy reading, I will be in the comments section to answer all of your questions

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